o Cool Effect is a nonprofit dedicated to reducing carbon emissions around the world by helping businesses, universities, organizations, and individuals support projects that are verifiably reducing greenhouse gas emissions. Combining science, expertise, and transparency, we are creating a community built around one simple vision: give people the power and confidence to band together and reduce the carbon pollution that causes climate change. We are here to help your organization, customers, and employees measurably fight climate change.
Credit Union Times is the nation's leading independent source for breaking news and analysis for credit union leaders. For more than 20 years, Credit Union Times has set the standard for editorial excellence and ethical, straight-forward reporting.